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By: Kelsey Hogan, President/CEO of Yellow Rose Consulting   My Grandmother, Peggy Childs, taught at the Texas School for the Deaf in Austin, Texas for over 25 years; she personally made it her mission to assist those with disabilities learn and thrive. At her memorial service, I remember many of her students and co-workers showing

The 2021 benefits open enrollment season recently wrapped up, and each year, families assume their health insurance will cover their illness/injury-related expenses, after they fulfill their deductible and co-pay requirements.   Unfortunately, this is far from a complete picture.   While health insurance pays many physician’s bills and hospital charges, out of pocket expenses not